HVAC Financing Made Simple with My AC Guy

At My AC Guy, we believe everyone deserves year-round comfort—without the stress of a large upfront expense. That’s why we offer flexible, affordable financing options through trusted partners like Wisetack and FTL Financing. Whether you're facing an unexpected repair or planning a full system upgrade, we make it easy to invest in your home's comfort.

Why Financing Makes Sense?

HVAC systems are one of the most important investments you can make for your home. But when your air conditioner fails in the heat of summer or your furnace stops working in the middle of winter, you may not be financially prepared.

Our financing options help bridge the gap, offering:

Low monthly payments

Fast and simple application process

Transparent terms—no hidden fees

Access to high-efficiency, modern systems without delay

HVAC systems are one of the most important investments you can make for your home. But when your air conditioner fails in the heat of summer or your furnace stops working in the middle of winter, you may not be financially prepared.

Wisetack Financing

We’ve partnered with Wisetack, a financing platform designed for home services. With Wisetack, you can finance HVAC repairs or installations up to $25,000 and choose from several flexible plans.

Benefits of Wisetack:

Apply in seconds with no hard credit check

See your options without affecting your score

No prepayment penalties

Loan terms ranging from 3 to 60 months

Quick approval and easy online payments

Wisetack makes it simple to say yes to the comfort you need now.

FTL Financing

FTL Finance specializes in home improvement financing and offers a variety of plans designed specifically for HVAC upgrades. Whether you’re replacing an aging system or installing a brand-new unit, FTL Finance helps make your project affordable.

Benefits of FTL Finance:

Competitive interest rates

Deferred payment options available

Simple approval process

Friendly customer support

Financing for both repairs and new installs

It’s comfort financing built for homeowners, with flexible plans to suit your lifestyle.

Get Started in Minutes

Applying for financing with My AC Guy is fast, easy, and secure. During your consultation or service call, we’ll walk you through the best financing option based on your project and credit profile.

You’ll receive:

A personalized financing quote

Clear terms and monthly payment estimates

Help with completing your application (if needed)

Most approvals are instant—so there’s no delay in getting your HVAC system back up and running.

Get In Touch

Questions About Financing? Let’s Talk!

We’re here to help. Our team is happy to answer your questions and guide you through the process. Whether you're interested in Wisetack or FTL Finance, My AC Guy is committed to helping you stay comfortable—without financial stress.