HVAC Financing Made Simple with My AC Guy
At My AC Guy, we believe everyone deserves year-round comfort—without the stress of a large upfront expense. That’s why we offer flexible, affordable financing options through trusted partners like Wisetack and FTL Financing. Whether you're facing an unexpected repair or planning a full system upgrade, we make it easy to invest in your home's comfort.



Why Financing Makes Sense?
HVAC systems are one of the most important investments you can make for your home. But when your air conditioner fails in the heat of summer or your furnace stops working in the middle of winter, you may not be financially prepared.
Our financing options help bridge the gap, offering:
Low monthly payments
Fast and simple application process
Transparent terms—no hidden fees
Access to high-efficiency, modern systems without delay
HVAC systems are one of the most important investments you can make for your home. But when your air conditioner fails in the heat of summer or your furnace stops working in the middle of winter, you may not be financially prepared.
Wisetack Financing
We’ve partnered with Wisetack, a financing platform designed for home services. With Wisetack, you can finance HVAC repairs or installations up to $25,000 and choose from several flexible plans.
Benefits of Wisetack:
Apply in seconds with no hard credit check
See your options without affecting your score
No prepayment penalties
Loan terms ranging from 3 to 60 months
Quick approval and easy online payments
Wisetack makes it simple to say yes to the comfort you need now.

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FTL Financing
FTL Finance specializes in home improvement financing and offers a variety of plans designed specifically for HVAC upgrades. Whether you’re replacing an aging system or installing a brand-new unit, FTL Finance helps make your project affordable.
Benefits of FTL Finance:
Competitive interest rates
Deferred payment options available
Simple approval process
Friendly customer support
Financing for both repairs and new installs
It’s comfort financing built for homeowners, with flexible plans to suit your lifestyle.
Get Started in Minutes
Applying for financing with My AC Guy is fast, easy, and secure. During your consultation or service call, we’ll walk you through the best financing option based on your project and credit profile.
You’ll receive:
A personalized financing quote
Clear terms and monthly payment estimates
Help with completing your application (if needed)
Most approvals are instant—so there’s no delay in getting your HVAC system back up and running.
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Questions About Financing? Let’s Talk!
We’re here to help. Our team is happy to answer your questions and guide you through the process. Whether you're interested in Wisetack or FTL Finance, My AC Guy is committed to helping you stay comfortable—without financial stress.
